| Our Partners Are The Key To Our Success |
We work with many large, successful insurance providers in order to be able to find the best,
most affordable health insurance for our clients. We are an independent insurance
brokerage, so we are not committed to any one company that requires us to write business
for them. This removes any conflict of interest that may exist when working with a "captive"
agent who only writes insurance business with one or two insurance companies. We feel
that this independence allows us to always place our clients interests first, and do what's
best for them. We work for our clients, not for the insurance companies.
most affordable health insurance for our clients. We are an independent insurance
brokerage, so we are not committed to any one company that requires us to write business
for them. This removes any conflict of interest that may exist when working with a "captive"
agent who only writes insurance business with one or two insurance companies. We feel
that this independence allows us to always place our clients interests first, and do what's
best for them. We work for our clients, not for the insurance companies.
| That being said, here are some of the companies we do business with: |
Blue Cross Blue Shield of North Carolina is the premier provider of both group and individual
health insurance in North Carolina. They are by far the largest provider of individually owned
health insurance, controlling about 30% of all those types of policies in the state. Blue Cross
is the guaranteed issue company in North Carolina, meaning that they will insure any person
no matter what their conditions might be. If someone has serious health conditions, no
matter what they are, they can still get insurance with Blue Cross Blue Shield of North
Carolina. In that case, they would be rated up and charged more than a healthy person, but
they can always get insurance with Blue Cross.
Blue Cross and Blue Shield of North Carolina (BCBSNC) is a leader in delivering innovative
health care products, services and information to more than 3.5 million members, including
approximately 815,000 served on behalf of other Blue Plans. The company offers its
members Blue ExtrasSM value-added programs, which provide discounts and information on
a wide variety of health-related services at no additional cost. BCBSNC also offers life, dental
and disability insurance products. For 74 years, the company has served its customers by
offering access to quality health care at a competitive price and has served the people of
North Carolina through support of community organizations, programs and events that
promote good health. To get quotes from Blue Cross Blue Shield click here.
health insurance in North Carolina. They are by far the largest provider of individually owned
health insurance, controlling about 30% of all those types of policies in the state. Blue Cross
is the guaranteed issue company in North Carolina, meaning that they will insure any person
no matter what their conditions might be. If someone has serious health conditions, no
matter what they are, they can still get insurance with Blue Cross Blue Shield of North
Carolina. In that case, they would be rated up and charged more than a healthy person, but
they can always get insurance with Blue Cross.
Blue Cross and Blue Shield of North Carolina (BCBSNC) is a leader in delivering innovative
health care products, services and information to more than 3.5 million members, including
approximately 815,000 served on behalf of other Blue Plans. The company offers its
members Blue ExtrasSM value-added programs, which provide discounts and information on
a wide variety of health-related services at no additional cost. BCBSNC also offers life, dental
and disability insurance products. For 74 years, the company has served its customers by
offering access to quality health care at a competitive price and has served the people of
North Carolina through support of community organizations, programs and events that
promote good health. To get quotes from Blue Cross Blue Shield click here.
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WellPath Select, Inc., a Coventry Health Care Plan, is one of the
leading health care providers in the Carolinas. Coventry is rapidly
expanding their network across the Carolinas and now cover most
counties in the two states. You can view a map of availability by
clicking here.
leading health care providers in the Carolinas. Coventry is rapidly
expanding their network across the Carolinas and now cover most
counties in the two states. You can view a map of availability by
clicking here.
Many individuals, families, and groups are finding that they can get the same quality of
health care that they are used to with larger companies at quite a savings. In fact, Wellpath
has a broad choice of copay plans with deductibles ranging from $250 to $5000, as well as
HSA qualified plans. Wellpath is an excellent choice for someone who needs affordable
health insurance with an excellent in-state, and out-of-state network, and the highest quality
benefits available today. Coventry Wellpath is a little more strict on their underwriting
requirements than Blue Cross Blue Shield, but if you are relatively healthy, Coventry
Wellpath is an excellent choice for someone who needs low-cost health insurance with
excellent network coverage. To get quotes from Wellpath click here.
health care that they are used to with larger companies at quite a savings. In fact, Wellpath
has a broad choice of copay plans with deductibles ranging from $250 to $5000, as well as
HSA qualified plans. Wellpath is an excellent choice for someone who needs affordable
health insurance with an excellent in-state, and out-of-state network, and the highest quality
benefits available today. Coventry Wellpath is a little more strict on their underwriting
requirements than Blue Cross Blue Shield, but if you are relatively healthy, Coventry
Wellpath is an excellent choice for someone who needs low-cost health insurance with
excellent network coverage. To get quotes from Wellpath click here.
Humana is another excellent, nationally known insurance
provider who offers a wide variety of individual, family & group
health insurance.
provider who offers a wide variety of individual, family & group
health insurance.
Humana is an excellent choice for anyone who needs coverage, is relatively healthy, and
wants to save money on health insurance premiums. Humana's underwriting requirement
tend to be a little more forgiving than Coventry Wellpath, but their premiums also tend to be
a little bit higher. Humana does offer dental insurance, supplemental accident insurance,
and some life insurance components that can be added to your health insurance policy.
Humana also allows you to customize your policy more than many other companies allow.
You can adjust things like your lifetime maximum benefit, your regular deductible, and your
prescription drug deductible if you want to have one. To get quotes from Humana click
here.
wants to save money on health insurance premiums. Humana's underwriting requirement
tend to be a little more forgiving than Coventry Wellpath, but their premiums also tend to be
a little bit higher. Humana does offer dental insurance, supplemental accident insurance,
and some life insurance components that can be added to your health insurance policy.
Humana also allows you to customize your policy more than many other companies allow.
You can adjust things like your lifetime maximum benefit, your regular deductible, and your
prescription drug deductible if you want to have one. To get quotes from Humana click
here.
Assurant Health is another nationally known, national
network insurance provider that offers a wide variety
of plans in both North Carolina and South Carolina.
Assurant Health offers both
network insurance provider that offers a wide variety
of plans in both North Carolina and South Carolina.
Assurant Health offers both
traditional copay plans, HSA qualified plans, and limited benefit mini-medical plans.
Assurant also offers dental insurance that can be purchased as a stand alone policy, or as
an add-on to your low-cost health insurance policy. Assurant's underwriting requirements
seem to be about the same as most other insurance companies that do business in the
Carolina's. Assurant offers both temporary, short-term insurance (6 months or less) as well
as permanent insurance (longer than 6 months). Assurant Health's mini-medical plans are
called the Key Med plans. These are designed for individuals who otherwise are having a
difficult time obtaining low-cost health insurance, or are otherwise uninsurable. These plans
offer a set dollar amount, or limited benefit for each service rendered. To get quotes from
Assurant Health click here.
Assurant also offers dental insurance that can be purchased as a stand alone policy, or as
an add-on to your low-cost health insurance policy. Assurant's underwriting requirements
seem to be about the same as most other insurance companies that do business in the
Carolina's. Assurant offers both temporary, short-term insurance (6 months or less) as well
as permanent insurance (longer than 6 months). Assurant Health's mini-medical plans are
called the Key Med plans. These are designed for individuals who otherwise are having a
difficult time obtaining low-cost health insurance, or are otherwise uninsurable. These plans
offer a set dollar amount, or limited benefit for each service rendered. To get quotes from
Assurant Health click here.
Aetna offers a broad range of traditional and consumer-directed
health insurance products and related services, including medical,
pharmacy, dental, behavioral health, group life, long-term care and
disability plans and medical management
health insurance products and related services, including medical,
pharmacy, dental, behavioral health, group life, long-term care and
disability plans and medical management
capabilities. Their customers include employer groups, individuals, college students, part-
time and hourly workers, health plans and government-sponsored plans.
Aetna (NYSE: ΑET) is one of the nation's leaders in health care, dental, pharmacy, group
life, and disability insurance, and employee benefits. Dedicated to helping people achieve
health and financial security, Aetna puts information and helpful resources to work for its
members to help them make better-informed decisions about their health care. (as of
September 30, 2008)
Membership:
Health Care Networks:
time and hourly workers, health plans and government-sponsored plans.
Aetna (NYSE: ΑET) is one of the nation's leaders in health care, dental, pharmacy, group
life, and disability insurance, and employee benefits. Dedicated to helping people achieve
health and financial security, Aetna puts information and helpful resources to work for its
members to help them make better-informed decisions about their health care. (as of
September 30, 2008)
Membership:
- 17.668 million medical members
- 14.117 million dental members
- 11.054 million pharmacy members
Health Care Networks:
- More than 874,000 health care professionals
- More than 506,000 primary care doctors and specialists
- 4,987 hospitals
- A network of specialist physicians, AexcelSM, based on clinical performance and cost
efficiency1
UnitedHealthcare believes everyone deserves flexible
health care. That’s why we offer a range of health
insurance plans directly to families and individuals under
age 64 through our subsidiary, Golden Rule Insurance
Company.
health care. That’s why we offer a range of health
insurance plans directly to families and individuals under
age 64 through our subsidiary, Golden Rule Insurance
Company.
From traditional health benefits to Health Savings Accounts Plans and more, Golden Rule®
may have coverage that’s right for you.
United Healthcare also offers coverage not only for individuals and families, but also group
coverage for both small and large groups. To get quotes from UHC click here.
may have coverage that’s right for you.
United Healthcare also offers coverage not only for individuals and families, but also group
coverage for both small and large groups. To get quotes from UHC click here.
Celtic Insurance Company is one of the country’s leading nationwide
individual health insurance providers. They offer quality affordable
medical insurance for individuals and families, as well as the self-
employed.
individual health insurance providers. They offer quality affordable
medical insurance for individuals and families, as well as the self-
employed.
In the constantly changing world of health insurance, Celtic places the needs of their client
as their highest priority.
Celtic Insurance Company provides individual health insurance quotes online to make the
process of obtaining affordable medical insurance that much easier. To get quotes from
Celtic insurance click here.
as their highest priority.
Celtic Insurance Company provides individual health insurance quotes online to make the
process of obtaining affordable medical insurance that much easier. To get quotes from
Celtic insurance click here.
Founded in 1909 and having the 2nd highest rating from AM Best, Mutual of
Omaha is one the the strongest and well known insurance companies in the
country. Specializing in Medicare Supplement, health, life, long-term care,
disability, hospital income, critical illness and annuities, Mutual of Omaha
Omaha is one the the strongest and well known insurance companies in the
country. Specializing in Medicare Supplement, health, life, long-term care,
disability, hospital income, critical illness and annuities, Mutual of Omaha
offers a very competitive lineup of products and services.
